Equity Release Service
Release the equity in your property with an Equity Release Loan
Are you looking for Equity Release information? Are you aged 55 or older and would like to release the equity in your property - either as a cash lump sum or as a monthly income - then an equity release scheme may be the answer.
Please note: As regulated specialist equity release advisers we only advise on safe lifetime mortgages and home reversion plans, we do not promote unregulated sell and rent back schemes. You can be assured therefore that with us you will never have to pay rent or fear losing your home all the time you want to remain living in the property.
"Equity release" includes home reversion plans and lifetime mortgages. To understand the features and risks, ask for a personalised illustration.
So what is Equity Release?
In simple terms, an equity release loan (also known as cash release schemes) can allow you to release some of the equity in your home in order for you to perhaps;-
- Pay off some debts.
- Replace your ageing car.
- Help your family and see them enjoy the money- perhaps to help the younger members afford their first home.
providing you, or the youngest person in joint cases, are over at least 55.
The main advantages of such an equity release loan are that;- you continue to live in the property for as long as you want; you don’t have to move simply to raise some much needed capital; and with most schemes we offer, you will never have to make any monthly repayments.
Equity release products involve borrowing against or selling part of your home. There may be more suitable methods of raising the funds you need.
Equity release schemes may work out more expensive in the long term than downsizing to a smaller property.
Equity Release can affect eligibility for state benefits and grants.
Types of Equity Release
There are two different types of Equity Release schemes: Lifetime Mortgage and Home Reversion Plans and we are available to explain the differences between Lifetime Mortgages and Home Reversion Plans and can offer equity release information and advise on which of all the different variations that are available today in the UK would be best for you.
We offer completely impartial equity release loan information and lifetime mortgage advice; and are not, unlike company representatives, limited to offering advice on just one equity release product. We believe in offering you a home visit to fully discuss your circumstances before making any advice or recommendations on which Lifetime equity release Mortgage, Home Reversion plan or even an ordinary mortgage we feel would be right for you. This way you can be assured that you will receive truly impartial financial advice and will only be advised to take out the most appropriate equity release product for you.
Although based in Reading, we cover most of the UK, including, Northern Ireland, Wales and London as well as offering equity release advice across Berkshire, Kent, Surrey, Oxfordshire, Hampshire and regularly visiting Birmingham, Liverpool, London, Manchester and Leeds. We aim to make the whole experience of releasing equity, safe, reassuring and simple. If you would like further information on lifetime mortgages, home reversion plans, or equity release information in general, or would like to make an appointment to chat to an Equity Release Consultant, do not hesitate to email us, or call us on 0800 970 4882 and we can advise you on your equity release loan.
Specialist Equity Release
If you or your spouse are under 55, or prefer to pay the interest each month instead of rolling it up, we may still be able to help you by way of a mortgage. more
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER
For researching and arranging a scheme for you we will charge a fee on completion of 1.5% of the loan amount with a minimum of £895